How Does A Change In Mortgage Rates Impact A Family’s Housing Budget?

By Robby Oakes | May 19, 2021

The housing market is extremely competitive right now because mortgage rates are still near record lows. While mortgage rates are rising this year, the rates are still attractive to many individuals and families who are looking to buy a home. At the same time, when mortgage rates change, families need to reassess their budgets. A change in mortgage rates will impact the monthly mortgage payment, so families need to know what they can afford.

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4 Ways To Pay Off My Mortgage Faster

By Robby Oakes | April 9, 2019

For most people, the mortgage payment is the biggest monthly expense. Whether you’re facing retirement or still working, it would be nice to be free of this debt. Although you probably can’t pay it off in one lump sum, it is possible to pay off your mortgage sooner than expected.

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Down Payment Money Saving Mistakes

By Robby Oakes | March 1, 2019

Are you saving up money for a down payment? Saving money to put down on a home is always a smart idea, but there are right ways and wrong ways to go about it. Understanding how to best save for a down payment will go a long way toward ensuring you’re ready when you finally find the house of your dreams.

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5 Home-Buying Pitfalls To Avoid

By Robby Oakes | November 16, 2018

Buying your home can be nerve-racking, especially if it’s the first time. The buying process is exciting and often complex. The chances of making a mistake are relatively high.

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5 Creative Ways To Buy A Foreclosure

By Robby Oakes | November 15, 2018

Foreclosures give homebuyers the opportunity to get great deals. While foreclosures can save you thousands of dollars, it may come with risks. Having a stomach of steel can help when pursuing a foreclosure.

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3 Budgeting Tips to Help Make Your New Mortgage Payments Easier

By Robby Oakes | October 25, 2018

Buying a new home is an exciting time, but excitement can easily turn to stress if there isn’t enough money to pay the monthly mortgage bill. The added expense can take some time to get used to, but there are ways to make the payments easier, especially in those first few months when money is the tightest.

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Mistakes Seasoned Home Buyers Often Make

By Robby Oakes | September 14, 2018

It’s not uncommon today to move several times during adulthood, whether across town or across the country. Seasoned home buyers have been through the real estate process, often more than once. However, even if the home purchase has become routine, there are mistakes that can be avoided.

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