Been a While Buyer You've purchased a home, but it has been a while. Whether that's last year and you forgot, or a decade ago! The mortgage industry constantly changes. Below are video resources to refresh your memory and help move through the lingo! ARMs v. Fixed Rates Down Payment Minimum https://vimeo.com/manage/videos/812242770 Escrow Accounts Monthly Payment PMI Reserves Gift Funds Deposits Funds for Closing Credit Score Differences 1 2 3 … 5 Next »