Today's Rates
At the Robby Oakes Mortgage Team, we believe in full transparency. Our rates today along with a tool to customize the rate are below. We would encourage you to reach out for a customized quote to see the specifics for your unique situation!
Rates as of 11/26/2024 at 1:10 p.m.
Daily rates will not be posted on the following days:
11/27/24 - 12/1/24 Thanksgiving
12/24/24 - 1/2/25 Christmas and New Year's
Rates are subject to change at any time. Rates are for purchase mortgages and assume a 25% down payment, roughly a 1% discount point, 780 credit score, a North Carolina single-family property, primary residence, and 30-day lock. Actual rate will vary depending on your particular situation.
Expected Lender Costs with CIMG:
- Lender Fee $995
- Appraisal Fee $610
- Flood Certification $6
- Credit Report $225
- Points, if selected
Estimated Third-Party Fees:
- Attorney Fee $750 - $1,050
- Title Insurance $2 per thousand (roughly)
- Recording Fee $110
- Prorated property taxes
- First Year’s Home Owner’s Insurance Premium
- If you are escrowing, 2 months of insurance and 3 months of taxes
- Per Diem Interest
We will provide you with an estimate of costs. These are itemized her to provide transparency to potential customers for a general transaction. Costs can depend on your product selection and purchase price.