Personal Finance
Simple Tips To Keep Your FICO High
For today’s home buyers and refinancing households, the value of “good credit” has never been higher.
Read MoreMaking Coupon-Free Savings At The Supermarket
With grocery bills rising, use these money-saving tips to get through the supermarket faster and with less money spent.
Read MoreStates With The Highest And Lowest Closing Costs, 2012
Mortgage rates are lower this year, and closing costs are, too.
Read MoreShould You Lease Or Buy Your Next Car? It May Affect Your Mortgage.
Should you lease a new car, or should you buy one? Like most financial questions, the answer depends on your situation
Read MoreClosing At The End Of August? Plan Ahead For Labor Day Weekend.
Planning to make a late-August purchase closing? Keep an eye on your calendar. The last Friday of the month coincides with Labor Day Weekend, which may make for a complicated, end-of-month closing.
Read MoreMoney Compass: How To Set Financial Priorities
Being conscious about your finances and setting goals for your money can help you achieve your dreams at any stage in life. Here are some helpful tips to remember when you are making plans for your money and setting your financial priorities:
Read MoreWant to Get Rich? Here’s Where You Can Learn the Secrets of Investing
If you have some money saved up and want to watch it grow, the world of investing can offer some excellent opportunities.
However, it can also be very intimidating as it is very complicated and there is a lot to learn.
If you are brand new to the investing scene, you should start off slow and learn as much as you can before you get started.
Where can you learn about investing?
One of the best ways to get stated is by consulting a trusted advisor that can help you understand the different areas that you can invest.
You don’t even have to be ready to plunk down a chunk of hard-earned change right away to start surrounding yourself with the right team of financial advisers that will help you grow and protect your investments.
At the same time, you can educate yourself by the vast amount of information available to you.
Here are a few ideas to get you going:
Read MoreThe Importance of Paying Yourself First
If you are like most other average Americans you will have a list of bills that you have to pay every month, such as rent, cable, internet, cell phone, water, electricity and much more.
If you were to list each of these monthly expenses in order of importance, which would be number one?
The answer is……
Read MoreHow to Reduce Your Expenses During Retirement
You have worked hard for most of your adult life and the day has come that you will retire and enjoy the freedom of your golden years.
You might take up a hobby, volunteer, or just enjoy working in your garden and socializing with your friends.
If you have been planning ahead and contributing to your retirement fund, you will likely have a nest egg built up which will help you support yourself once you leave your job.
However, it is important to keep your expenses down when you are retired so that your spending won’t outgrow your savings.
If you can reduce your outgoing costs during your retirement years, you can stretch out your savings fund for longer and not have to worry about running out of money.
Here are a few ways that you can reduce your expenses during your retirement:
Read MoreSmart Tips for Beginning Investors
So you have reached the point where you have some money in savings that you want to keep for the long term future.
However, you realize that putting it in your run of the mill savings account will likely result in its compound interest rates barely keeping up with inflation.
You are willing to accept a little bit more risk in return for a higher reward and you are interested in investing in the stock market.
Investing can be intimidating for the beginner and there is a lot to learn about the world of stocks and bonds.
Here are a few things to remember when you are first starting out:
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